Would you buy stuff on Facebook?
A subset of marketers now have it between their teeth that the next big thing is buying things using Facebook. This article at econsultancy gives the example of ASOS being the first to launch a fully...
View ArticleIf Data is the New Oil, Here is everything you need to know about mining…
This whole “Big data” thing is touted as the new black, the new oil, the new Bradley Wiggins… The Big Knowledge Gap Big Data promises new insights, new value and is linked to this social media thing…...
View ArticleHow to Fix NFC and Help it Go Mainstream…
Near Field Communications (NFC), promised to turn your phone into the digital key to your identity, transport and money. The problem? This promise has been around since the late 90s, and shows no sign...
View ArticleCan Banks have Customer Loyalty of a Brand like Burberry?
For a long time banks felt they didn’t need a local relationship with YOU their customer because rates were the most important factor for competition. (Image credit: Ron Shevlin) This mindset forever...
View ArticleThe Secret to Corporate Innovation, Revealed!
Ever felt like this little guy when trying to innovate in a large corporate? Creating a “thing” is so much easier than creating a “thing” on top of the last 1000 things. This is exactly where the big...
View ArticleWhy Bitcoin Scares the Crap Out of Governments and Banks
Depending on who you speak to, Bitcoin is either the most perfect example of a speculative bubble or it’s an attempt by software to eat the banking industry. Unless you’ve been living under a rock,...
View ArticleThe Bank to Developer (B2D) SDK and Business Model
There are several trends converging to make FinTech and Banks being disrupted very sexy news indeed. Post Financial Crisis Bank Hatred Shiny Startups Like Square, Stripe and the hard to pin down...
View ArticleWhat is Preventing Mainstream Bitcoin Adoption?
Arguably Mid 2014 was peak Bitcoin in both the major news outlets as well as in the price. Since then the price has fallen, competitors have emerged and the hype as dipped. Despite Microsoft and...
View ArticleBanks Can’t Have Innovation Because? False Certainty Kills It
I define the need for false certainty as trying to think through every possible issue before committing a change. It strikes me as being like trying to predict the weather in 1 years time without any...
View ArticleHow To Fix a Bank in 100 Days
Banks have existed in a world of comfort. The high barriers to market entry like regulation and capital controls mean banks have enjoyed stable profit for decades. This made competing with banks on...
View ArticleThe 5 Myths Preventing Bank Fintech Innovation
Banks are now big complex machines that risk losing sight of why the existed in the first place. Banks protect your money (take deposits) and in return are able to lend some of that to help the...
View ArticleThink The Blockchain is Interesting But Bitcoin Isn’t? Think Again
Whilst the “Blockchain is interesting” narrative has merit, it created a dismissive approach to Bitcoin that misses a trick. If you don’t want to miss that trick, read on. Banks have gotten into this...
View ArticleWhy Banks Are Sleepwalking Into Extinction And What To Do About It
Earlier this week Michal Panowicz shared this stunning stat that demonstrates how much money banks are throwing away holding on to the past: The top 25 global banks spend more on their branch network,...
View Article10 Things You Should Know About Blockchains
Let’s dive right in. 1) Peak Blockchain hype was October 2015 when it made the cover of the Economist. I’ve found there are a good number of people want some blockchain without knowing why. They’re...
View ArticleHow will Brexit Impact Banks and Fintech in the UK?
It may not have escaped your attention that the British Public voted to leave the EU. Although in the aftermath it’s still unclear quite what that actually means, this morning bank shares have taken a...
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